What Do I Do In A Car Accident?
A car accident can be a difficult and emotional experience for many people. In addition to the physical and mental stress you may experience, going through the insurance process can become overwhelming, complicated, and time-consuming. Here are a few tips to help if you have been in a car accident.
1. Report the Accident
You have a legal obligation to report your accident and is a necessary step if you are to make a CTP (compulsory third party) claim. Contact the police and report the accident, no matter how minor the damage may seem. Call the ambulance if anyone is injured or needs medical treatment. When speaking to the police, you may want to:
- Provide details about the accident circumstances;
- Provide your identification and vehicle details; and
- If possible, exchange, record, and report the third party’s identification too.
Next, you will need to report the accident to your insurer. It is critical to document what happened. This way, you have a record of the accident in the event of a claim. Waiting to make a report can compromise any potential claim, so make sure to report as soon as practicable.
2. Take Photos, Assess Damage, Seek Treatment
If you or someone at the scene is able, take photos of the damage to all vehicles involved in the accident, and do a walk around each vehicle. Safely store the photos so they are available in case of proof of the accident and for any repair estimates – they may also be of assistance in determining liability for the accident. In addition to physical damage, assess any damage you may have experienced such as bruising or cuts, and take photos of these as well. The same applies if you have any passengers.
Over the next few days, take inventory of any pain you experience and log it for your reference. You may experience pain in areas of your body once the adrenaline wears off after the initial shock of the accident. Noting any of the pain experienced immediately after the accident will be helpful when assessing your claim. You should also see a Medical professional like a family doctor so they can examine and record your symptoms. Do this as soon as possible after the accident.
3. Obtain Legal Advice
It is always good practice to seek legal advice once after a Car Accident, even if you feel fine or believe the accident to be a small bump. Unknown Injury or potential insurance complications may pop up that you would not have considered. With accidents, many variables will need attention, and having legal assistance gives you the best chance of examining all issues in-depth.
Speaking to a legal professional gives you certainty when dealing with insurance companies, and the knowledge so you are fully informed of your rights. A legal professional can also help make sure you do not inadvertently take a step that could put your claim in question. Our lawyers and team have the resources and skill to provide you the advice you need to protect your claim and bring it to a successful resolution.
It can be challenging to think of all the steps necessary after a car accident, but we are here to support you with this process. Contact us for a consultation. We can help you stay fully informed and in the best position to take care of your car accident claim.